Save Money on Subaru Forester Insurance in Cleveland

Unbelievable but true according to a study 70% of consumers have been with the same company for at least four years, and virtually 40% of consumers have never even shopped around for lower-cost coverage. Ohio drivers could cut their rates by as much as 55% a year just by comparing rates, but they just don’t understand how much savings they would realize if they moved their coverage to a different company.

Insurance for Subaru ForesterIf saving the most money is your goal, then the best way to get more affordable Subaru Forester insurance in Cleveland is to start comparing prices regularly from insurers in Ohio. Price quotes can be compared by following these guidelines.

An essential thing to point out is to make sure you enter the same liability limits and deductibles on every price quote and and to look at as many car insurance companies as possible. This ensures a fair rate comparison and many rates to choose from.

The most recommended method to compare insurance rates from multiple companies takes advantage of the fact almost all companies have advanced systems to quote your coverage. The only thing you need to do is give the companies some data including if you’re married, how old drivers are, what your job is, and if you require a SR-22. Those rating factors is instantly sent to all major companies and you will get price comparisons almost instantly.

To check rates for your car now, click here and complete the form.

The companies shown below are ready to provide comparison quotes in Cleveland, OH. To get the best auto insurance in Cleveland, it’s a good idea that you visit two to three different companies to find the most competitive car insurance rates.

Lower-cost Cleveland insurance quotes with discounts

Some insurers don’t necessarily list all possible discounts very clearly, so the list below contains some of the best known and the harder-to-find insurance savings.Save money with discounts

As a footnote on discounts, most of the big mark downs will not be given to all coverage premiums. A few only apply to the cost of specific coverages such as comprehensive or collision. Even though it may seem like you would end up receiving a 100% discount, nobody gets a free ride.

The illustration below visualizes the comparison of Subaru Forester insurance costs with and without discounts applied to the policy premium. The costs are based on a male driver, no accidents or driving violations, Ohio state minimum liability limits, comprehensive and collision coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, safe-driver, multi-car, marriage, multi-policy, and claim-free discounts applied.

To view insurance companies that offer the discounts shown above in Ohio, click this link.

Insurance rate breakdown

The price information shown next showcases a range of rate quotes for Subaru Forester models. Having a better idea how insurance premiums are determined can assist in making smart choices when purchasing an auto insurance policy.

Subaru Forester Insurance Rates in Cleveland, OH
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Forester X AWD $160 $238 $192 $12 $58 $660 $55
Forester X Premium AWD $160 $238 $192 $12 $58 $660 $55
Forester X Premium AWP AWD $160 $238 $192 $12 $58 $660 $55
Forester X Limited Edition AWD $180 $238 $192 $12 $58 $680 $57
Forester X Limited Edition W/Navigation AWD $180 $280 $192 $12 $58 $722 $60
Forester XT AWD $180 $280 $192 $12 $58 $722 $60
Forester XT Limited Edition AWD $180 $280 $192 $12 $58 $722 $60
Forester XT Limited Edition W/Navigation AWD $180 $280 $192 $12 $58 $722 $60
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Ohio minimum liability limits. Discounts applied include homeowner, multi-vehicle, safe-driver, claim-free, and multi-policy. Information does not factor in specific location which can impact insurance rates significantly.

The chart below shows how choosing a deductible and can raise or lower Subaru Forester insurance costs for different age groups. The premiums assume a single male driver, comprehensive and collision coverage, and no discounts are factored in.

Lower Your Cleveland Insurance Premiums

Many things are taken into consideration when you quote your car insurance policy. Some factors are common sense such as your driving history, but others are less apparent like your vehicle usage or how financially stable you are.

The items below are some of the major factors used by companies to determine premiums.

Can’t I get rate quotes from local Cleveland car insurance agents?

Some consumers prefer to visit with an insurance agent and that is a personal choice. Insurance agents can point out coverage gaps and will help you if you have claims. The best thing about comparing rate quotes online is that drivers can save money and get cheap rate quotes and also buy local.

Cleveland insurance agentsAfter completing this simple form, the quote information is transmitted to agents in your area that can give you free Cleveland auto insurance quotes for your coverage. There is no reason to search for an agent since price quotes are sent to the email address you provide. If for some reason you want to get a rate quote from a specific insurance company, feel free to search and find their rate quote page and submit a quote form there.

Finding the right insurance company requires more thought than just a cheap price quote. The questions below may impact your decision as well.

When narrowing the list to find a local agent, you should know the different types of agencies and how they differ in how they can insure your vehicles. Car insurance policy providers are categorized either exclusive or independent. Either one can sell affordable car insurance policies, but it’s worth learning the difference between them since it can affect the selection process.

Exclusive Insurance Agents

Exclusive agents can only provide one company’s prices and some examples include Allstate and State Farm. They usually cannot shop your coverage around so keep that in mind. They receive a lot of sales training in insurance sales which helps them sell insurance even at higher premiums.

The following is a list of exclusive agents in Cleveland that can give you price quote information.

4719 State RdCleveland, OH 44109(216) 739-0990View Map

Anita Tyler – State Farm Insurance Agent
2168 S Taylor RdCleveland Heights, OH 44118(216) 371-5900View Map

4219 W 210th StFairview Park, OH 44126(440) 331-3111View Map

More insurance agents

Independent Car Insurance Agents

Agents of this type are not employed by one company and that allows them to write policies through many different car insurance companies and find you the best rates. If your premiums go up, your agent can just switch to a different company and you don’t have to do anything. When comparing car insurance prices, you definitely need to include rate quotes from several independent agencies in order to have the best price comparison.

Below is a list of independent insurance agents in Cleveland willing to provide price quote information.

20660 Aurora RdCleveland, OH 44146(216) 475-6800View Map

Abc Auto Insurance Agency Inc.
1970 E 55th StCleveland, OH 44103(216) 881-2600View Map

16903 Fischer RdLakewood, OH 44107(216) 228-3333View Map

More insurance agents

When should I discuss my situation with an agent?

Always keep in mind that when comparing the best auto insurance coverage, there is no perfect coverage plan. Your financial needs are unique.Auto insurance savings

These are some specific questions might help in determining whether you will benefit from professional help.

If you’re not sure about those questions but a few of them apply, you may need to chat with a licensed insurance agent. To find an agent in your area, fill out this quick form. It’s fast, free and you can get the answers you need.

Auto insurance companies ranked

Finding a highly-rated company is difficult considering how many companies sell insurance in Ohio. The rank data in the next section can help you select which car insurance companies to look at when shopping around.

Top 10 Cleveland Car Insurance Companies Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. Erie Insurance
  5. State Farm
  6. Liberty Mutual
  7. Safeco Insurance
  8. Allstate
  9. 21st Century
  10. Travelers

Final considerations

More affordable insurance in Cleveland can be found both online in addition to local insurance agencies, so you need to shop Cleveland auto insurance with both to have the best rate selection. There are still a few companies who may not offer the ability to get a quote online and most of the time these small insurance companies provide coverage only through local independent agencies.

We just showed you many ideas to find cheap Subaru Forester insurance in Cleveland. It’s most important to understand that the more rate quotes you have, the higher your chance of finding cheaper Cleveland auto insurance quotes. You may even discover the biggest savings come from a company that doesn’t do a lot of advertising.

People leave their current company for any number of reasons including an unsatisfactory settlement offer, poor customer service, delays in responding to claim requests and high prices. No matter why you want to switch, choosing a new company is not as hard as you think.

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