Cheapest Dodge Stratus Insurance in Cleveland

Insurance quote for Dodge Stratus in ClevelandIf you want to find the absolute lowest rates, then the best way to get cheaper Dodge Stratus insurance in Cleveland is to start comparing prices yearly from companies who provide car insurance in Ohio.

One piece of advice is to try to compare similar deductibles and liability limits on every quote request and and to get price estimates from all possible companies. This guarantees an apples-to-apples comparison and the best price quote selection.

Unbelievably, over 70% of drivers have remained with the same car insurance company for well over three years, and roughly 40% of drivers have never even compared rates from other companies. Ohio insurance shoppers could save themselves about 55% a year, but they won’t spend time to do a rate comparison.

Car insurance providers offering cheap rate quotes in Ohio

The car insurance companies shown below are our best choices to provide quotes in Ohio. To buy cheap car insurance in Cleveland, we recommend you get rate quotes from several of them to get a more complete price comparison.

Affordable Cleveland insurance quotes with discounts

Insurance is neither fun to buy or cheap, but you may find discounts that can help lower your rates. Certain reductions will be credited when you purchase, but a few need to be asked about before you get the savings. If you aren’t receiving every discount you qualify for, it’s possible you qualify for a lower rate.

As a sidenote, most of the big mark downs will not be given to the entire cost. Most only apply to the price of certain insurance coverages like collision or personal injury protection. If you do the math and it seems like it’s possible to get free car insurance, you aren’t that lucky.

A list of insurance companies and their offered discounts are outlined below.

It’s a good idea to ask all companies you are considering to apply every possible discount. Some credits may not apply in Cleveland. If you would like to choose from a list of insurance companies who offer insurance discounts in Cleveland, click here to view.

Everyone needs different car insurance coverages

When it comes to choosing insurance from an agent or online, there really is no one size fits all plan. Your needs are not the same as everyone else’s.

For example, these questions might help in determining if your insurance needs might need professional guidance.

If it’s difficult to answer those questions, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, complete this form. It is quick, free and can help protect your family.

Independent and exclusive car insurance agents

Certain consumers just want to sit down with an agent and that can be a smart move Agents will help you protect your assets and help you file claims. One of the great benefits of comparing rates online is the fact that you can find lower rates but still work with a licensed agent.

Find insurance agent in ClevelandFor easy comparison, once you complete this form (opens in new window), the coverage information is emailed to local insurance agents that can provide free Cleveland auto insurance quotes for your business. You won’t need to contact an agency since price quotes are sent to you directly. If you have a need to compare rates from a specific company, don’t hesitate to jump over to their website and submit a quote form there.

Picking an insurance company is decision based upon more than just a cheap price quote. These questions are important to ask:

If you are wanting to purchase auto insurance from a reliable insurance agent, it’s helpful to know the types of insurance agents that differ in how they can insure your vehicles. Agencies in Cleveland can be categorized as either exclusive or independent (non-exclusive). Both can properly insure your vehicles, but it’s worth learning the subtle differences because it may have an impact on the type of agent you choose.

Exclusive Agencies

Agents that choose to be exclusive can usually just insure with one company such as Allstate, AAA, Farmers Insurance, and State Farm. Exclusive agents cannot shop your coverage around so always compare other rates. Exclusive agents are trained well on their products and sales techniques which helps overcome the inability to quote other rates. A lot of people buy insurance from these agents primarily because of the prominent brand name and the convenience of having all coverages with one company.

Listed below are exclusive agencies in Cleveland who can help you get comparison quotes.

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Independent Insurance Agents

These agents often have many company appointments so they can quote policies with an assortment of companies and find you the best rates. If prices rise, they simply move your policy to a different company and you don’t have to switch agencies. When comparing auto insurance prices, you will want to include price quotes from at least one independent agent in order to have the best price comparison. Most also write with additional companies that you may not be familiar with that may have much lower rates than larger companies.

The following is a short list of independent agencies in Cleveland willing to provide rate quotes.

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Which auto insurance company is best in Cleveland?

Selecting the right company is hard considering how many different companies there are to choose from in Cleveland. The ranking data in the next section may help you select which insurers you want to consider when shopping your coverage around.

Top 10 Cleveland Car Insurance Companies Ranked by Value

  1. USAA
  2. GEICO
  3. AAA Insurance
  4. Erie Insurance
  5. State Farm
  6. Liberty Mutual
  7. Safeco Insurance
  8. Allstate
  9. 21st Century
  10. Travelers

Top 10 Cleveland Car Insurance Companies Ranked by Claims Service

  1. Progressive
  2. Travelers
  3. Liberty Mutual
  4. Nationwide
  5. USAA
  6. AAA Insurance
  7. GEICO
  8. Safeco Insurance
  9. Mercury Insurance
  10. Esurance

Frequent quotes can save

Some insurance companies don’t offer internet price quotes and most of the time these smaller providers only sell through independent agencies. Low-cost Dodge Stratus insurance in Cleveland is attainable both online as well as from independent agents in Cleveland, and you need to comparison shop both in order to have the best price selection to choose from.

Drivers who switch companies do it for any number of reasons including poor customer service, policy cancellation, an unsatisfactory settlement offer and even denial of a claim. No matter why you want to switch, switching car insurance companies can be easier than you think.

While you’re price shopping online, do not buy poor coverage just to save money. There are too many instances where an insured dropped comprehensive coverage or liability limits and discovered at claim time they didn’t have enough coverage. Your goal is to get the best coverage possible at the best price while not skimping on critical coverages.

More detailed car insurance information is available by following these links: