Cheapest Cleveland Suzuki Equator Insurance

Insurance rates Suzuki Equator in ClevelandReally, the only way to find more affordable auto insurance rates in Cleveland is to regularly compare prices from providers in Ohio. You can compare prices by following these guidelines.

A good tip to remember is to use similar coverage information on every price quote and and to analyze as many companies as feasibly possible. Doing this guarantees an apples-to-apples comparison and and a good selection of different prices.

Everyone knows that insurance companies don’t want customers comparing rates. People who shop around at least once a year are likely to move their business because there is a good probability of finding a lower-priced policy. Remarkably, a study showed that consumers who compared rate quotes regularly saved an average of $3,500 over four years as compared to drivers who never shopped for cheaper rates.

If finding the cheapest rates on Suzuki Equator insurance in Cleveland is why you’re here, learning how to get price quotes and compare car insurance can save time and money.

The method we recommend to compare rates for Suzuki Equator insurance in Cleveland is to know the fact car insurance companies pay for the opportunity to compare their rates. The only thing you need to do is spend a couple of minutes providing details including how many miles driven, if the vehicle is leased, whether you drive to work or school, and if it has an anti-theft system. Your details is submitted instantly to many highly-rated insurers and you will get price comparisons quickly.

To find the cheapest car insurance rates, click here and complete the quick form.

The companies shown below can provide free quotes in Cleveland, OH. If multiple companies are listed, we recommend you visit two to three different companies in order to find the lowest rates.

Don’t overlook these Suzuki Equator insurance discounts

Companies that sell car insurance do not list all possible discounts very well, so we break down both well-publicized and the harder-to-find discounts that you may qualify for.Cheaper insurance with discounts

Please keep in mind that many deductions do not apply to the entire policy premium. Most only cut specific coverage prices like collision or personal injury protection. Even though the math looks like it’s possible to get free car insurance, it just doesn’t work that way.

The diagram below shows the difference between Suzuki Equator insurance costs with and without discounts applied to the policy premium. The information is based on a male driver, no claims or driving citations, Ohio state minimum liability limits, comprehensive and collision coverage, and $100 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, claim-free, multi-policy, multi-car, safe-driver, and marriage discounts applied.

To choose insurers who offer insurance discounts in Ohio, click here to view.

Detailed insurance information

The premium information shown below outlines a range of coverage prices for Suzuki Equator models. Having a good grasp of how auto insurance policy rates are formulated can be useful when making smart choices when purchasing an insurance policy.


Suzuki Equator Insurance Rates in Cleveland, OH
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equator Ext Cab 2WD $106 $192 $238 $14 $72 $622 $52
Equator Ext Cab 2WD $106 $192 $238 $14 $72 $622 $52
Equator Ext Cab 2WD $122 $234 $238 $14 $72 $680 $57
Equator Ext Cab 2WD $122 $234 $238 $14 $72 $680 $57
Equator Ext Cab 4WD $122 $234 $238 $14 $72 $680 $57
Equator Crew Cab 4WD $138 $276 $238 $14 $72 $738 $62
Equator Crew Cab 4WD $138 $276 $238 $14 $72 $738 $62
Equator Crew Cab 4WD $138 $276 $238 $14 $72 $738 $62
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Price data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Ohio minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Estimates do not factor in your specific Cleveland location which can influence coverage rates considerably.

Higher deductibles save money

When buying car insurance, a common question is how high or low should comp and collision deductibles be. The following tables lay out the rate fluctuation between low and high coverage deductibles. The first rate comparisons uses a $250 deductible for physical damage and the second set of rates uses a $1,000 deductible.


Suzuki Equator insurance premium rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equator Ext Cab 2WD $152 $242 $226 $14 $68 $727 $61
Equator Ext Cab 2WD $152 $242 $226 $14 $68 $727 $61
Equator Ext Cab 2WD $176 $296 $226 $14 $68 $805 $67
Equator Ext Cab 2WD $176 $296 $226 $14 $68 $805 $67
Equator Ext Cab 4WD $176 $296 $226 $14 $68 $805 $67
Equator Crew Cab 4WD $198 $348 $226 $14 $68 $879 $73
Equator Crew Cab 4WD $198 $348 $226 $14 $68 $879 $73
Equator Crew Cab 4WD $198 $348 $226 $14 $68 $879 $73
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Suzuki Equator insurance premium rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equator Ext Cab 2WD $94 $152 $226 $14 $68 $554 $46
Equator Ext Cab 2WD $94 $152 $226 $14 $68 $554 $46
Equator Ext Cab 2WD $108 $186 $226 $14 $68 $602 $50
Equator Ext Cab 2WD $108 $186 $226 $14 $68 $602 $50
Equator Ext Cab 4WD $108 $186 $226 $14 $68 $602 $50
Equator Crew Cab 4WD $122 $220 $226 $14 $68 $650 $54
Equator Crew Cab 4WD $122 $220 $226 $14 $68 $650 $54
Equator Crew Cab 4WD $122 $220 $226 $14 $68 $650 $54
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Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, and Ohio minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, safe-driver, and multi-policy. Rate information does not factor in the specific area where the vehicle is garaged which can affect insurance rates considerably.

Using the premium rates above, we can conclude that using a $250 deductible costs an average of $17 more each month or $204 every year than requesting the higher $1,000 deductible. Since the policyholder would be required to pay $750 more out of your own pocket with a $1,000 deductible as compared to a $250 deductible, if you normally average at a minimum 44 months between claims, you would save more money going with the higher deductible.

Calculate savings of higher deductibles

Average monthly premium for $250 deductibles: $68
Average monthly premium for $1,000 deductibles (subtract): – $51
Monthly savings from raising deductible: $17
Difference between deductibles ($1,000 – $250): $750
Divide difference by monthly savings: $750 / $17
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 44 months

One important issue to know is that a higher deductible means you will have to cover more of the damage yourself when you have a claim. You will want to have enough savings in the event you need to pay more to get your vehicle repaired.

The example below demonstrates how choosing different deductibles and can change Suzuki Equator insurance prices for different age groups. The information is based on a single male driver, full physical damage coverage, and no other discounts are factored in.

Suzuki Equator insurance premiums by gender in Cleveland

The chart below compares Suzuki Equator auto insurance rates for male and female drivers. The rate quotes are based on a clean driving record, no at-fault accidents, comp and collision included, $100 deductibles, single status, and no additional discounts are factored in.

Cleveland auto insurance company ratings

Buying coverage from a highly-rated insurance company is hard considering how many companies are available to choose from in Cleveland. The ranking information in the lists below could help you select which auto insurance companies to look at comparing rate quotes with.

Top 10 Cleveland Car Insurance Companies Overall

  1. USAA
  2. 21st Century
  3. GEICO
  4. Nationwide
  5. AAA Insurance
  6. Liberty Mutual
  7. Safeco Insurance
  8. State Farm
  9. Travelers
  10. American Family

Top 10 Cleveland Car Insurance Companies Ranked by Customer Satisfaction

  1. USAA – 92%
  2. Erie Insurance – 88%
  3. American Family – 88%
  4. State Farm – 88%
  5. Nationwide – 88%
  6. 21st Century – 88%
  7. AAA Insurance – 87%
  8. Liberty Mutual – 87%
  9. Farmers Insurance – 87%
  10. The Hartford – 87%

How Insurers Calculate Suzuki Equator Insurance Premiums

A large part of saving on auto insurance is knowing the rating factors that come into play when calculating the rates you pay for auto insurance. When consumers understand what determines base rates, this helps enable you to make changes that could help you find lower rates.